Our reputation and expertise in retirement strategies is nationally recognised.  Our firm is nominated Finalist for Retirement Adviser of the Year 2018. 

The firm champions consumer rights for those planning their retirement by lobbying Government, explaining complex issues on BBC TV and Radio, assisting in claims where potential pension mis-selling and scams have taken place. We have a dedicated team set up to ensure those with existing Scheme arrangements are given suitable advice in the following areas;

  • Lifetime Allowance planning and Annual Allowance implications
  • Maximising entitlement to benefits available under new flexible Pension Reforms
  • Public Sector Final Salary Scheme entitlements (such as Civil Service and the NHS Pension Scheme) see also Circle Medical Services Website
  • Private Sector Schemes (such as Barclays, British Aerospace and Jaguar)
  • Pension and Divorce implications

Having accumulated capital and entitlement to a pension over the years, we recognise the frustration faced by both employers and employees in understanding the implications of stealth tax charges, exit strategies without diminishing benefits already attained.  We offer strategic planning advice, arithmetical calculations, cashflow modelling to assist in your thinking.  We do not rely on a product sale being made to you, in fact, we encourage strategic thinking and understanding so you can make informed decisions.